How to Start Your Married Life
Carol | 2008-12-21 12:15:46
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How to Start Your Married LifeCongratulations on getting married. You have chosen to share your life with someone whom you loves you just as much. Just as dating took some preparation so does starting a married life. Marriage comes with many changes including your last name. The name that was given to you at birth has all of your history behind it. Therefore, taking care of business after your honeymoon is essential.
Step1  If you legally change your name because of marriage, apply for a new card from Social Security. If you are working, also tell your employer. Keep in mind that if you do not tell Social Security when your name changes, it may: Delay your tax refund; and Prevent your wages from being posted correctly to your Social Security record, which may lower the amount of your future Social Security benefits. Step2  You will need to determine which filing status will benefit your tax situation. The two filing status' are; married filing joint or married filing separate. Married Filing Joint filing status comes into play when you are married and both you and your spouse agree to file a joint return. (On a joint return, you report your combined income and deduct your combined allowable expenses.) Married Filing Separate filing status may benefit you if you want to be responsible only for your own tax or if this method results in less tax than a joint return. Use this filing status if you and your spouse do not agree to file a joint return. Note: Check add'l resources below. Step3  When you marry, your spouse automatically becomes your children's step-parent. However, it is not automatic that their last name changes. Your spouse will need to legally adopt your child to have your last name. To get started look below for additional resources and click on the link to find your state's adoption agency for what you will need to do. Don't feel overwhelmed. Step-parent adoptions usually move quicker as investigations and such are eliminated. Step4 Government benefits such as food stamps, child support, medicaid and disability, may discontinue when you are married. The government figures that your spouse should be able to take care of you, therefore taking on all responsibilities. You will need a plan in order to pick up the slack of no longer having these benefits. Insurance/Wills |
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